How to do bank transfer with USSD Code in Nigeria

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Learn how to use USSD bank transfer code for your bank in Nigeria:  GTBank’s *737#, Firstbank’s *894#, Access Bank’s *901#, Zenith Bank’s *966# and other banks in this “how to do bank transfer with USSD code” series brought to you by

Benefits of using USSD Code for transfer

USSD is an old technology, but interestingly, Nigerian banks are finding a use for it because of some its benefits below

  1. It’s quick and simple to use
  2. It can be used on any phone
  3. You don’t need internet data to use it
  4. A transaction is instant and available 24/7



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Banks Transfer Types Transfer USSD Code
GT Bank GTB to GTB *737*1*Amount*Account Number#
GTB to Other Banks *737*2*Amount*Account Number#
Zenith  Bank Zenith to Zenith & All Banks *966*Amount*Account Number#
First Bank First Bank to First Bank & All Banks *894*Amount*Account Number#
Access Bank Access to Access *901*1*Amount*Account Number#
Access to Other Banks *901*2*Amount*Account Number#
UBA UBA to UBA *919*3*Account Number*Amount#
UBA to Others *919*4*Account Number*Amount#
Diamond Diamond to Diamond & Others *426*Amount*Account Number#
Stanbic IBTC Stanbic to Stanbic & Others *909#
Keystone Bank Keystone to Keystone & Others *533*Amount*Account Number#
Fidelity  Bank Fidelity to Fidelity & Others *770*Account Number*Amount#
Union Bank Union to Union *826*1*Amount*Account Number#
Union to Other Banks *826*2*Amount*Account Number#
Unity Bank Unity to Unity & Others *7799#
Skye Bank Skye to Skye & Others *833#
Eco Bank Eco to Eco & Others *326#


For details on each of the banks USSD check these links:

  1. How to do bank transfer on GTB USSD with *737#
  2. How to do bank transfer on Access Bank USSD with *901#
  3. How to do bank transfer on First Bank USSD with *894#
  4. How to do bank transfer on Zenith Bank USSD with *966#
  5. How to do bank transfer on Fidelity Bank USSD with  *770#
  6. How to do bank transfer on Diamond Bank USSD with *426#
  7. How to do bank transfer on First City Monument Bank (FCMB) USSD with *329#


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  1. Pingback: How to use First Bank USSD Code - LagosVibez

  2. Avatar

    Samuel Pepper Terkula.M.

    September 25, 2018 at 2:35 pm

    How effective it is?

    • Avatar

      Tosin Amuda

      September 25, 2018 at 8:06 pm

      Very Effective @Samuel

    • Avatar


      March 26, 2019 at 11:48 am

      I want to pouches loan

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